Wednesday, March 31, 2010

What a month!

Wow! This has been a month. To re-cap, we started out on the 8th getting approved for a mortgage(praise God!), but that same day my mom ended up having emergency surgery to remove an infection in her leg. It was a VERY emotional day. She ended up being hospitalized for 5 days before coming home on IV meds for the next 4 weeks. During all of this we went through making an offer on the first house we looked at, then finding out someone we knew had put in an offer on the same house(being hugely dissappointed) and then(2 days later) hearing that they changed their minds and resended the offer. Then there was the waiting, waiting on Fannie Mae (owns the house) to either accept or counter our offer, after 4 days they did counter, and we accepted but we had to wait 3 more days for them to basically say ok. We waited on them to actually sign the contract (another 3 days), and now we have to wait on the apprasial to find out if they will give us the loan(apparantly USDA is alittle picky). All while taking care of my mom, being a mom and a wife. It's all very stressful, but I'm getting through it. I just hope April is a little calmer, at least just a little.

We really love the house, as does Jenna. She already knows her way around the house, and even which room is going to be hers. By the way, she wants purple walls and purple carpet, she is such my child. I'm just praying everything continues to go smoothly, I don't know how I'm going to explain it to her if something happens and we don't get the house. But, as I continue to believe and say, "If it's meant to be, it will work out."

Thursday, March 18, 2010

That was quick

It took us a total of 10 days from mortgage approval to contract date to find a house. I have to say I'm impressed and feel very blessed that this could be easy. Don't get me wrong it wasn't with some ups and downs, specifically word of another offer on the house, but everything seems to be working out nicely. Now, to survive the next 60 days until closing and the actual closing. Then I can really relax.

Wednesday, March 10, 2010

Why, hello there

Wow, it's been awhile since I posted anything. I guess I felt like I never really had anything to write about. But thats all about to change. No, I'm not pregnant, but, we are about to embark on a house hunt. John got his mortgage approval Tuesday and we are so excited to find a house. We have never done anything like this, and have no idea what we're getting ourselves into, but I think we're up for it. We know to expect ups and downs (we've already experienced a down one day in) and I'm sure we'll learn alot. That's what I plan on sharing here. The looking, the excitment, the disappointment and the processes we will go through to get a home of our own.

Onto house #1

We looked at this one last night in a spur of the moment kind of thing. It's in Mt. Olive, which is exactly where we want to be. It's a 3br 2ba with full basement, 2 car garage, fenced in backyard all on a corner lot. Yeah, I know, amazing right??

(picture courtesy of

John and I fell in love with it. It is everything we wanted in a house. It is a foreclosure and has a few issues inside, but it's all cosmetic. The only other worry with it is some moisture on one wall in the basement. We plan on going back Friday after all the rain to look at it again. With all this being said, we also had our first "downer" as well. We got a huge wakeup call talking to our agent about all the initial costs, not even counting closing. I guess we thought we would just find us a house and move right in, who knew it didn't work that way?! It turns out we need a little dough for the appraisal, inspections, and earnest money, which is money you pay with the offer to let them know you're a serious buyer(something we learned about last night). We have a little saved up, but not enough, so we just have to wait a little longer until we have the funds. But we learned alot and next time we'll be much more prepared.

Even though I'm in love with the house, it is only the first one, there will be more. There is still a chance it can work itself out, but I'm putting my faith in God and only he knows what will happen. If it's meant to be, he will find a way.